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Charlotte North Carolina Mortgage Company

Buying a new home in Charlotte or refinancing your existing one will probably be the largest single financial transaction that most North Carolinians will ever participate in. The mortgage that results could be a big part of monthly household budgets for thirty years. For this reason alone, it makes sense to seek out the best and most experienced mortgage company to handle your family's Charlotte home loan.

The loan pros at have over thirty years of combined mortgage industry experience and they have helped homeowners with nearly every kind of home loan from 100% Financing to Debt Consolidation and to Purchase Money For Investment to our low rate Mobile Home Loan program options. Along the way, they have created working relationships with Charlotte's top lenders so that getting even difficult loans closed becomes much more likely. "In many cases, we have been called only after another broker failed to close the loan as promised," says Ryan Epper, President of "With an intimate knowledge of the lenders and their processes, we love the challenge of getting a tough loan funded."

No matter whether you are an financially savvy real estate investor seeking the right Investor Loan to maximize your portfolio's ROI or a fresh out of school upwardly mobile First Time Buyer, we will be happy to learn about your home ownership objectives and match you with the right Charlotte, NC FHA Loan. To lean why Ryan Epper and are fast becoming Charlotte's preferred home loan source, call or Quick Apply online.

Although our mortgage professionals are genuinely excited about making home loans in Charlotte, NC - we know that homeowners and Home Buyers sometimes view shopping for the mortgage as an unpleasant chore. We promise to do what we can to change that perception. We'll start by spelling out your home loan options in simple and direct language. Especially for first time homebuyers, the mortgage process can mean confronting unfamiliar terms, such as 80/20 Piggie Back, Construction Loan and 7/1 ARM.

Not to mention the whole raft of governmental and quasi-government agencies such as HUD, Fannie Mae and Freddie Mac that don't make loans but play other roles. HUD guarantees loans, and the other two repackage loans for the secondary market. We'll also be happy to answer any questions about your mortgage loan, about our FHA Loan Alternative and keep you updated online or over the phone on how we are progressing toward getting your Charlotte, NC home loan closed.

There's a lot to envy about those fortunate enough to buy or own homes in Charlotte, NC. Excellent skiing in the winter and superb hiking, golf, fishing, and outdoor fun for most of the rest of the year certainly helps attract residents with a love of an active lifestyle. Children in Charlotte, NC have a public school system that many other cities wish they had. Forbes Magazine recently ranked Charlotte's public schools as the seventh best in the nation. Business leaders consistently point to the well-educated work force as a primary reason for relocating high wage jobs to the home of the Tarheels.

Even though Charlotte, NC is a hot real estate market, it remains surprisingly affordable in comparison to other American cities because of low utility rates, lower housing costs, and comparatively low taxes. Charlotte has a wide array of housing choices from chic high-rise condominiums in the center city to well preserved Victorian homes in cozy enclaves and from renovated bungalows in revitalized Dilworth area to gated subdivisions overlooking Lake Norman, among the most beautiful lakes in Charlotte, NC.

Even with a short breather lately, the trend in home loan interest rates isn't a secret. Many borrowers are waiting for a return to the slightly lower rates that we have experienced over the last three years before they sign off on a home loan or Refinance Loan. At, those of us that watch interest rates for a living know something that those who hesitate might not. Rates are still excellent when compared with those available for most of the last 40 years. Although the future direction of home loan rates is anyone's guess, the data about where they've been since 1960 is a matter of record. The smart move in Charlotte, NC may be to finance a new home or refinance your existing one right now. To discuss your home loan goals, please call or use our online Quick Apply application today! isn't the largest mortgage company in Charlotte, NC. We're large enough to have the technology and tools to deliver superb service to our home loan clients, but small enough to make that service personal, unhurried, and friendly. We have successfully delivered excellent home loan solutions to customers seeking traditional Fixed Rate Loans and those that were a better fit for a short term Adjustable Rate Mortgage programs. No matter what your specific home lending need or individual credit limitations, we invite you to call one of our mortgage specialists at or Quick Apply online right now!

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