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Alabama, Missouri, Mississippi, North Carolina, and Tennessee Mortgage

"I had tried to get my Montgomery home financed by the builder's finance company and by a local bank. After two months, lots of broken promises, and a missed closing date-that's when I called Ryan at Two weeks later, I'm a homeowner. Not all brokers are the same. Thanks, Ryan! Thanks"

K. Crawly, Montgomery, AL

Financing or refinancing a home is a serious undertaking because it involves the most valuable asset most people will ever own. We don't take lightly our duty to deliver expert advice, competitive rates, and on-time closings to our clients. We believe, as K. Crawly does, that not all mortgage bankers provide clients the same level of service or the same quality of homeowner loans.

Mr. Ryan Epper has devoted his business career to creating a service based approach to business that sets the standard for white glove customer service in the Alabama, Missouri, Mississippi, North Carolina and Tennessee Home Buyer and the mortgage refinance markets we serve. Together our home loan professionals have over 30 years of residential and commercial loan experience, and we would be happy to talk with you about your particular mortgage needs. By asking the right questions, we can understand your objectives, your situation, and be in a position to recommend the right home loan for you.

As an established Alabama, Missouri, Mississippi, North Carolina and Tennessee mortgage company, we have forged relationships with the top lenders in our markets. We understand from years of experience the unique strengths and limitations of each and how to apply these insights to serving our clients in the markets we serve. This knowledge is what helps us locate the best real estate loan for you and your situation. As long time students of the markets, we can often help clients time their rate lock so that they save a significant amount over the life of their home loan.

We love the work we do on behalf of our home loan clients and it shows. We are friendly and go out of our way to make doing business fun. We're not part of a gigantic multi-national financial conglomerate. Most of the time, you'll be able to get your loan officer right away. If you do get voice mail, expect a fast response.

The Internet has been a tremendous help to us at It's helped us attract new customers from Alabama to Tennessee, and serve the ones we have that much better.

No mater if you are financing a home to live in or as an investment, you need to work with a mortgage banker that can close as promised on your homeowner loan. We have achieved an outstanding record of on-time closings by being proactive with our lenders and by being selective in the lenders we do business with.

"My experience with trying to finance my home through a large bank made me believe that customer service is a lost art. did a lot to restore my faith. I am delighted that they closed my loan on time and thrilled with the personal service I got along the way."

J. Peterson, Dothan, AL

"I got exactly what they promised. My refinance was a snap and my payments are exactly what they said they would be. I recommend to anyone who asks."

L. Petrova, Florence, AL

We invite you to call for prompt and courteous service of your home loan needs in AL, MO, MS, NC, and TN. Our goal is to make your home loan experience one that you will cause you to recommend us to friends and neighbors. To experience the Difference first-hand, apply online.

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